/* Waltham Water Damage Restoration: "Watch City Mill" design system (research/structure-plan.md)
   Charles River blue + mill brick (accents only) + clock-face ivory on white.
   Libre Franklin (headings, labels, buttons) + Cormorant Garamond (body). */
@font-face{font-family:'Libre Franklin';font-style:normal;font-weight:400 800;font-display:swap;src:url(../fonts/libre-franklin.woff2?v=bc34823f) format('woff2')}
@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:500 700;font-display:swap;src:url(../fonts/cormorant-garamond.woff2?v=c47ff128) format('woff2')}
:root{
  --river:#2a5a7a;--river-dk:#1c425b;--river-ink:#143044;--sky:#dbe8f0;
  --brick:#8e3b2c;--brick-dk:#6f2c20;--brick-lt:#e7b9a9;
  --ivory:#f6f1e3;--ivory-2:#efe7d2;--white:#ffffff;
  --ink:#1b2227;--ink-2:#333e46;--line:#ddd2b8;--line-2:#c9bc9a;
  --head:'Libre Franklin',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;
  --body:'Cormorant Garamond',Georgia,'Times New Roman',serif;
  --gutter:22px;--radius:10px;--shadow:0 10px 28px rgba(20,48,68,.12);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--white);color:var(--ink);font-family:var(--body);font-weight:500;font-size:20px;line-height:1.62;font-variant-numeric:lining-nums}
img{max-width:100%;height:auto;display:block}
a{color:var(--river-dk)}
h1,h2,h3{font-family:var(--head);color:var(--river-ink);line-height:1.18;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.1vw,3.05rem);font-weight:800}
h2{font-size:clamp(1.55rem,2.8vw,2.2rem);font-weight:800}
h3{font-size:1.12rem;font-weight:700}
p{margin:0 0 1em}
ul,ol{margin:0;padding:0}
svg{width:1em;height:1em;fill:currentColor;flex:none}
.btn svg,.faq-card svg,a[href^="tel:"] svg,.chip svg,.gsearch svg,.crumbs svg,.rel-card svg,.svc-card__go svg,.cat a svg{width:1.1em;height:1.1em;flex:0 0 auto}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--river-ink);color:#fff;padding:10px 16px;z-index:200;font-family:var(--head)}
.skip-link:focus{left:12px;top:12px}
.wrap{max-width:1200px;margin:0 auto;padding:0 var(--gutter)}
.section{padding:72px 0;position:relative}
.band--ivory{background:var(--ivory)}
.band--river{background:var(--river-dk);color:#f3f6f8}
.band--river h2,.band--river h3{color:#fff}
.band--river p,.band--river li{color:#eef3f6}
.band--river a{color:#fff}

/* ---------- mill-window divider: arched windows in the NEXT band's color rising into the band above ---------- */
.millrow{height:30px;margin-top:-30px;position:relative;z-index:1;background-repeat:repeat-x;background-position:center bottom;background-size:40px 30px;pointer-events:none}
.millrow--to-ivory{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='40' height='30'%3E%3Cpath d='M12 30V17a8 8 0 0 1 16 0v13z' fill='%23f6f1e3'/%3E%3Crect y='27' width='40' height='3' fill='%23f6f1e3'/%3E%3C/svg%3E")}
.millrow--to-white{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='40' height='30'%3E%3Cpath d='M12 30V17a8 8 0 0 1 16 0v13z' fill='%23ffffff'/%3E%3Crect y='27' width='40' height='3' fill='%23ffffff'/%3E%3C/svg%3E")}
.millrow--to-river{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='40' height='30'%3E%3Cpath d='M12 30V17a8 8 0 0 1 16 0v13z' fill='%231c425b'/%3E%3Crect y='27' width='40' height='3' fill='%231c425b'/%3E%3C/svg%3E")}
.millrow--to-ink{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='40' height='30'%3E%3Cpath d='M12 30V17a8 8 0 0 1 16 0v13z' fill='%23143044'/%3E%3Crect y='27' width='40' height='3' fill='%23143044'/%3E%3C/svg%3E")}

/* ---------- header ---------- */
.site-header{position:sticky;top:0;z-index:60;background:var(--white);border-bottom:3px solid var(--river)}
.masthead{display:flex;align-items:center;gap:18px;min-height:76px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--river-ink);min-width:0;flex:0 1 auto}
.brand svg.brand__mark,.brand__mark{width:46px;height:46px;flex:0 0 46px}
.brand__text{display:flex;flex-direction:column;line-height:1.1;min-width:0}
.brand__name{font-family:var(--head);font-weight:800;font-size:1.02rem;color:var(--river-ink);max-width:220px}
.brand__tag{font-family:var(--head);font-weight:600;font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--brick);margin-top:4px}
.nav{display:flex;align-items:center;gap:4px;margin-left:auto;font-family:var(--head)}
.nav>a,.drop>a{display:block;padding:10px 11px;font-weight:600;font-size:.93rem;color:var(--ink);text-decoration:none;border-radius:6px;white-space:nowrap}
.nav>a:hover,.drop>a:hover,.drop.is-open>a{background:var(--ivory);color:var(--river-dk)}
.drop{position:relative}
.drop>a::after{content:"";display:inline-block;width:6px;height:6px;margin-left:7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:translateY(-3px) rotate(45deg)}
.drop__menu{display:none;position:absolute;top:100%;left:0;min-width:290px;background:#fff;border:1px solid var(--line);border-top:3px solid var(--brick);border-radius:0 0 8px 8px;box-shadow:var(--shadow);padding:8px;max-height:min(72vh,560px);overflow-y:auto;overscroll-behavior:contain;z-index:70}
.drop__menu a{display:block;padding:8px 10px;color:var(--ink);text-decoration:none;font-size:.9rem;font-weight:500;border-radius:5px}
.drop__menu a:hover{background:var(--ivory);color:var(--river-dk)}
.drop:hover>.drop__menu,.drop.is-open>.drop__menu{display:block}
.menu-close{display:none}
.mast-cta{display:flex;align-items:center;gap:10px;flex:0 0 auto}
.mast-phone{display:inline-flex;align-items:center;gap:8px;background:var(--brick);color:#fff;text-decoration:none;font-family:var(--head);font-weight:800;font-size:1rem;padding:11px 16px;border-radius:999px;white-space:nowrap;box-shadow:0 4px 12px rgba(142,59,44,.28)}
.mast-phone:hover{background:var(--brick-dk)}
.mast-phone svg{width:18px;height:18px}
.nav-toggle{display:none;width:44px;height:44px;border:2px solid var(--river);border-radius:8px;background:#fff;cursor:pointer;padding:0;flex-direction:column;align-items:center;justify-content:center;gap:5px}
.nav-toggle span{display:block;width:20px;height:2px;background:var(--river-ink);transition:transform .2s,opacity .2s}

/* ---------- buttons, chips, eyebrows ---------- */
.eyebrow{display:inline-block;font-family:var(--head);font-weight:700;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--brick);margin-bottom:10px}
.eyebrow--light{color:#f3c9b9}
.lead{font-size:1.32rem;line-height:1.55;color:var(--ink);max-width:36em}
.btn{display:inline-flex;align-items:center;gap:12px;text-decoration:none!important;font-family:var(--head);border-radius:12px;cursor:pointer}
.btn--call{background:var(--brick);color:#fff;padding:13px 22px;box-shadow:0 8px 20px rgba(142,59,44,.3);border:2px solid var(--brick)}
.btn--call:hover{background:var(--brick-dk);border-color:var(--brick-dk)}
.btn--call svg{width:24px;height:24px}
.btn--lg{padding:16px 26px}
.btn__stack{display:flex;flex-direction:column;line-height:1.15}
.btn__num{font-weight:800;font-size:1.32rem;letter-spacing:.01em}
.btn__sub{font-weight:600;font-size:.84rem;opacity:.95}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}
.chip{display:inline-flex;align-items:center;gap:7px;background:var(--ivory);border:1px solid var(--line-2);color:var(--river-ink);font-family:var(--head);font-weight:600;font-size:.86rem;padding:7px 12px;border-radius:999px}
.chip svg{color:var(--brick)}
.chip--light{background:#fff;border-color:#fff;color:var(--river-ink)}
.crumbs{display:flex;flex-wrap:wrap;align-items:center;gap:6px;font-family:var(--head);font-size:.82rem;color:var(--ink-2);margin-bottom:14px}
.crumbs a{color:var(--river-dk)}
.crumbs svg{width:.9em;height:.9em;color:var(--brick)}

/* ---------- arched mill-window frames ---------- */
.arch{margin:0;position:relative;border-radius:240px 240px 12px 12px;overflow:hidden;border:6px solid #fff;box-shadow:0 0 0 2px var(--brick),var(--shadow);background:var(--ivory-2)}
.arch img{width:100%;height:100%;object-fit:cover}
.arch--soft{border-radius:160px 160px 10px 10px}

/* ---------- home hero ---------- */
.hero{padding:46px 0 72px;background:#fff}
.hero__grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero__copy{min-width:0}
.hero__media{min-width:0;max-width:470px;justify-self:end;width:100%}
.hero__media .arch{aspect-ratio:5/5.4}
.hero__note{display:flex;align-items:flex-start;gap:8px;margin:18px 0 0;font-family:var(--head);font-size:1rem;font-weight:500;color:var(--ink-2)}
.hero__note svg{color:var(--brick);margin-top:3px}
.hero .btn{margin-top:6px}

/* ---------- section heads ---------- */
.sec-head{max-width:780px;margin-bottom:34px}
.sec-head p{color:var(--ink-2)}
.band--river .sec-head p{color:#eef3f6}
.sec-head--center{text-align:center;margin-left:auto;margin-right:auto}
.sec-head--split{max-width:none;display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:end}
.sec-head--split p{margin:0}

/* ---------- roman-numeral dials (first steps) ---------- */
.dials{list-style:none;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:18px;counter-reset:none}
.dials li{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px 18px 18px;text-align:center;position:relative}
.dials li h3{font-size:1.02rem;margin-top:12px}
.dials li p{font-size:1.08rem;margin:0;color:var(--ink)}
.numeral{display:inline-flex;align-items:center;justify-content:center;width:56px;height:56px;border-radius:50%;border:3px solid var(--river);box-shadow:inset 0 0 0 3px #fff,inset 0 0 0 5px var(--brick-lt);font-family:var(--head);font-weight:800;font-size:1.05rem;color:var(--brick);background:var(--ivory)}
.dials--4{grid-template-columns:repeat(4,minmax(0,1fr))}
.dials--4 li{text-align:left;display:flex;gap:14px;align-items:flex-start}
.dials--4 li h3{margin-top:4px}
.dials--4 .numeral{flex:0 0 56px}

/* ---------- services grid ---------- */
.svc-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.svc-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;text-decoration:none;color:var(--ink);transition:box-shadow .2s,transform .2s;min-width:0}
.svc-card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.svc-card__img{display:block;margin:12px 12px 0;border-radius:120px 120px 8px 8px;overflow:hidden;aspect-ratio:3/2;background:var(--ivory-2)}
.svc-card__img img{width:100%;height:100%;object-fit:cover}
.svc-card__body{display:flex;flex-direction:column;padding:14px 16px 18px;flex:1}
.svc-card__body h3{font-size:1.05rem;margin-bottom:6px}
.svc-card__body p{font-size:1.08rem;line-height:1.5;margin:0 0 12px;color:var(--ink)}
.svc-card__go{margin-top:auto;display:inline-flex;align-items:center;gap:5px;font-family:var(--head);font-weight:700;font-size:.82rem;color:var(--brick)}
.svc-card--wide{grid-column:span 2;flex-direction:row}
.svc-card--wide .svc-card__img{flex:0 0 46%;margin:12px 0 12px 12px;aspect-ratio:auto;border-radius:140px 140px 8px 8px;min-height:200px}
.svc-card--wide .svc-card__body{padding:22px 22px 20px}
.svc-card--wide h3{font-size:1.25rem}

/* ---------- river band: S500 standard / service process ---------- */
.riverband{display:grid;grid-template-columns:.95fr 1.05fr;gap:52px;align-items:start}
.riverband__intro p{font-size:1.22rem}
.riverband__intro .chips{margin-top:22px}
.gear{list-style:none;display:grid;gap:14px}
.gear li{display:flex;gap:16px;align-items:flex-start;background:#25506c;border:1px solid #3d6884;border-radius:12px;padding:16px 18px}
.gear li h3{margin:2px 0 4px;font-size:1.06rem}
.gear li p{margin:0;font-size:1.1rem}
.gear__n{flex:0 0 40px;width:40px;height:40px;border-radius:8px;background:var(--brick);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-family:var(--head);font-weight:800}

/* ---------- categories ---------- */
.cats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.cat{background:#fff;border:1px solid var(--line);border-top:6px solid var(--river);border-radius:12px;padding:22px 22px 20px;display:flex;flex-direction:column}
.cat--2{border-top-color:#8a6d22}
.cat--3{border-top-color:var(--brick)}
.cat__tag{font-family:var(--head);font-weight:700;font-size:.75rem;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2);margin-bottom:6px}
.cat p{font-size:1.1rem}
.cat a{margin-top:auto;display:inline-flex;align-items:center;gap:6px;font-family:var(--head);font-weight:700;font-size:.88rem;color:var(--river-dk)}

/* ---------- cost ledger ---------- */
.answer{font-size:1.25rem;max-width:58em;background:#fff;border-left:5px solid var(--brick);padding:16px 20px;border-radius:0 10px 10px 0}
.ledger{display:grid;gap:12px;margin:26px 0 18px}
.ledger__row{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px;display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr) minmax(0,1.3fr);gap:20px;align-items:center}
.ledger__head{display:flex;flex-direction:column;gap:2px}
.ledger__head h3{margin:0;font-size:1.02rem}
.ledger__amt{font-family:var(--head);font-weight:800;font-size:1.3rem;color:var(--brick-dk)}
.ledger__bar{position:relative;height:12px;border-radius:6px;background:var(--ivory-2);border:1px solid var(--line)}
.ledger__bar span{position:absolute;top:-1px;bottom:-1px;border-radius:6px;background:linear-gradient(90deg,var(--river),var(--brick))}
.ledger__tags{list-style:none;display:flex;flex-wrap:wrap;gap:6px}
.ledger__tags li{font-family:var(--head);font-size:1rem;font-weight:600;color:var(--river-ink);background:var(--ivory);border:1px solid var(--line);border-radius:999px;padding:4px 10px}
.cost-note{font-size:1.08rem;color:var(--ink-2)}
.cost-note a,.prose a,.answer a,.lead-block a,.faq-item a,.cov-note a,.reach a,.selfcheck a,.timecard a,.cat p a,.risk a,.attr a,.card a,.legal a,.article a{text-decoration:underline;text-underline-offset:2px}

/* ---------- split / attributes ---------- */
.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:52px;align-items:center}
.split__media{min-width:0;max-width:430px}
.split__media .arch{aspect-ratio:4/3.3}
.split__body{min-width:0}
.attrs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:20px}
.attrs--wide{grid-template-columns:repeat(4,minmax(0,1fr))}
.attr{display:flex;gap:12px;align-items:flex-start;background:var(--ivory);border:1px solid var(--line);border-radius:12px;padding:16px}
.band--ivory .attr{background:#fff}
.attr__ic{flex:0 0 42px;width:42px;height:42px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;background:var(--river);color:#fff}
.attr__ic svg{width:22px;height:22px}
.attr h3{font-size:1rem;margin:2px 0 4px}
.attr p{font-size:1.06rem;margin:0}

/* ---------- insurance time card ---------- */
.claim{display:grid;grid-template-columns:1.25fr .75fr;gap:26px;align-items:start}
.timecard{position:relative;background:#fff;border:1px solid var(--line-2);border-radius:6px;padding:22px 24px 20px 50px;box-shadow:var(--shadow)}
.timecard::before{content:"";position:absolute;left:16px;top:18px;bottom:18px;width:12px;background:radial-gradient(circle,var(--ivory) 0 4px,var(--line-2) 4.5px 5.5px,transparent 6px) 0 0/12px 26px repeat-y}
.timecard__h{font-family:var(--head);font-weight:800;font-size:.86rem;letter-spacing:.14em;text-transform:uppercase;color:var(--brick);border-bottom:2px solid var(--river);padding-bottom:8px;margin-bottom:6px}
.timecard ul{list-style:none}
.timecard li{display:flex;gap:10px;align-items:flex-start;padding:9px 0;border-bottom:1px dashed var(--line-2);font-size:1.12rem}
.timecard li:last-child{border-bottom:0}
.timecard li svg{color:var(--river);width:20px;height:20px;margin-top:5px}
.timecard--narrow{max-width:820px}
.selfcheck{background:var(--river-dk);color:#f3f6f8;border-radius:12px;padding:24px;border-top:5px solid var(--brick)}
.selfcheck h3{color:#fff}
.selfcheck p{font-size:1.1rem;color:#eef3f6}

/* ---------- gallery mosaic ---------- */
.mosaic{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));grid-auto-rows:175px;gap:14px}
.mosaic figure{margin:0;border-radius:10px;overflow:hidden;background:var(--ivory-2)}
.mosaic img{width:100%;height:100%;object-fit:cover}
.mosaic .g1{grid-column:span 2;grid-row:span 2;border-radius:160px 160px 10px 10px}
.mosaic .g4{grid-row:span 2}

/* ---------- coverage ---------- */
.cov{display:grid;grid-template-columns:1.3fr .7fr;gap:30px;align-items:start}
.cov__map{margin:0;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.cov__map iframe{display:block}
.cov__map figcaption{display:flex;align-items:center;gap:6px;padding:10px 14px;font-family:var(--head);font-size:.84rem;font-weight:600;color:var(--ink-2)}
.cov__map figcaption svg{color:var(--brick)}
.cov-lists h2{font-size:1.5rem}
.cov-lists h3{font-size:.95rem;margin:18px 0 8px;text-transform:uppercase;letter-spacing:.08em;color:var(--river-dk)}
.chipset{display:flex;flex-wrap:wrap;gap:7px}
.tag{display:inline-block;font-family:var(--head);font-size:.85rem;font-weight:600;color:var(--river-ink);background:#fff;border:1px solid var(--line-2);border-radius:6px;padding:5px 10px;text-decoration:none}
a.tag{color:var(--river-dk);text-decoration:underline;text-underline-offset:2px}
.tag--zip{background:var(--river);border-color:var(--river);color:#fff}
.reach{background:var(--river-ink);color:#f3f6f8;border-radius:14px;padding:26px;position:sticky;top:96px}
.reach h3{color:#fff;font-size:1.25rem}
.reach p{color:#eef3f6;font-size:1.1rem}
.reach a{color:#fff}
.reach .btn--call{color:#fff}
.reach .reach__email{margin-top:14px;font-family:var(--head);font-size:1rem;overflow-wrap:anywhere}
.reach .reach__more{margin-top:12px;font-family:var(--head);font-size:.92rem;font-weight:600}
.gsearch{display:inline-flex;align-items:center;gap:7px;font-family:var(--head);font-weight:700;font-size:.88rem;color:var(--river-dk);border:2px solid currentColor;border-radius:999px;padding:7px 14px;text-decoration:none;background:#fff}
.gsearch--light,.reach .gsearch,.site-footer .gsearch{background:transparent;color:#fff}
.reach .gsearch{margin-top:8px}

/* ---------- local risk (Charles River band) ---------- */
#local-risk{background:var(--river-dk) linear-gradient(180deg,var(--river-dk),var(--river-ink))}
.risk{display:grid;grid-template-columns:.85fr 1.15fr;gap:36px;align-items:start}
.risk__flood{background:#21475f;border:1px solid #3d6884;border-radius:14px;padding:14px}
.risk__flood img{border-radius:120px 120px 8px 8px;width:100%;aspect-ratio:7/5;object-fit:cover}
.risk__flood p{margin:14px 6px 4px;font-size:1.12rem}
.risk__flood b{font-family:var(--head);color:#f3c9b9}
.risk-list{list-style:none;display:grid;gap:12px}
.risk-list li{display:flex;gap:14px;align-items:flex-start;border-bottom:1px solid rgba(255,255,255,.18);padding-bottom:12px}
.risk-list li:last-child{border-bottom:0}
.risk-list h3{font-size:1.04rem;margin:4px 0 4px}
.risk-list p{margin:0;font-size:1.1rem}
.risk__n{flex:0 0 44px;width:44px;height:44px;border-radius:50%;border:2px solid #f3c9b9;color:#fff;display:inline-flex;align-items:center;justify-content:center;font-family:var(--head);font-weight:800;font-size:.9rem}

/* ---------- FAQ ---------- */
.faq{display:grid;grid-template-columns:1.45fr .55fr;gap:28px;align-items:start}
.faq__list{display:grid;gap:10px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:10px}
.faq-item summary{cursor:pointer;list-style:none;padding:16px 46px 16px 18px;font-family:var(--head);font-weight:700;font-size:1rem;color:var(--river-ink);position:relative}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";position:absolute;right:16px;top:50%;transform:translateY(-50%);width:26px;height:26px;border-radius:50%;background:var(--ivory);border:1px solid var(--line-2);color:var(--brick);display:flex;align-items:center;justify-content:center;font-size:1.1rem;line-height:1}
.faq-item[open] summary::after{content:"\2212"}
.faq-item>div{padding:0 18px 6px}
.faq-item p{font-size:1.12rem}
.faq-card{background:#fff;border:1px solid var(--line);border-top:5px solid var(--brick);border-radius:12px;padding:24px;position:sticky;top:96px}
.faq-card__dial{display:inline-flex;width:48px;height:48px;border-radius:50%;background:var(--river);color:#fff;align-items:center;justify-content:center;margin-bottom:12px}
.faq-card__dial svg{width:26px;height:26px}
.faq-card p{font-size:1.1rem}

/* ---------- closer ---------- */
.closer{background:var(--river-ink);color:#f3f6f8;padding:66px 0 72px}
.closer h2{color:#fff}
.closer p{color:#eef3f6;font-size:1.2rem}
.closer__grid{display:grid;grid-template-columns:1.3fr .7fr;gap:40px;align-items:center}
.closer__plate{border:2px solid rgba(243,201,185,.6);border-radius:110px 110px 14px 14px;padding:58px 30px 28px;text-align:center}
.closer__plate p{margin:0 0 8px;font-family:var(--head);font-size:1rem}
.closer__plate a{color:#fff}
.closer__brand{font-weight:800;font-size:1.05rem!important;color:#fff}

/* ---------- service pages ---------- */
.s-hero{background:var(--ivory);padding:40px 0 56px;border-bottom:1px solid var(--line)}
.s-hero__grid{display:grid;grid-template-columns:1.15fr .85fr;gap:46px;align-items:center}
.s-hero__copy{min-width:0}
.s-hero__media{min-width:0;max-width:430px;justify-self:end;width:100%}
.arch--svc{aspect-ratio:4/4.1}
.dialstrip{background:#fff;border-bottom:1px solid var(--line)}
.ataglance{display:grid;grid-template-columns:repeat(4,minmax(0,1fr))}
.ataglance__item{display:flex;flex-direction:column;gap:3px;padding:20px 18px;border-left:1px solid var(--line)}
.ataglance__item:first-child{border-left:0}
.ataglance__k{font-family:var(--head);font-size:.74rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--brick)}
.ataglance__v{font-family:var(--head);font-size:1.02rem;font-weight:700;color:var(--river-ink)}
.lead-block{max-width:800px;margin-bottom:34px}
.lead-block p{font-size:1.25rem}
.prose{max-width:780px}
.prose h2{margin-top:0}
.prose ul{margin:0 0 1em 1.2em}
.prose li{margin-bottom:.4em}
.legal h2{font-size:1.35rem;margin-top:1.4em}
.cov-compact{display:grid;grid-template-columns:.9fr 1.1fr;gap:34px;align-items:center}
.cov-note p{font-size:1.12rem}
.cov-more{font-family:var(--head);font-size:.95rem;font-weight:600}
.rel-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.rel-card{display:flex;align-items:center;justify-content:space-between;gap:10px;background:#fff;border:1px solid var(--line);border-left:5px solid var(--river);border-radius:10px;padding:16px 18px;font-family:var(--head);font-weight:700;font-size:.98rem;color:var(--river-ink);text-decoration:none}
.rel-card:hover{border-left-color:var(--brick)}
.rel-card svg{color:var(--brick)}
.rel-card--plain{border-left-color:var(--line-2);font-weight:600}
.page-hero{background:var(--ivory);padding:44px 0 46px;border-bottom:1px solid var(--line)}
.page-hero h1{max-width:900px}
.cards-3,.town-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.town-cards{grid-template-columns:repeat(4,minmax(0,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px}
.band--ivory .card{background:#fff}
.card h3{display:flex;align-items:center;gap:8px}
.card h3 svg{color:var(--brick);width:22px;height:22px}
.card p{font-size:1.08rem}
.foot-email{overflow-wrap:anywhere}
.sitemap-cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}
.sitemap-cols h2{font-size:1.2rem}
.sitemap-cols ul{list-style:none}
.sitemap-cols li{padding:5px 0;border-bottom:1px solid var(--line);font-size:1.08rem}

/* ---------- footer ---------- */
.map-strip{border-top:3px solid var(--river);line-height:0;background:var(--ivory-2)}
.site-footer{background:var(--river-ink);color:#e9eef2;padding:52px 0 92px;font-size:1.08rem}
.site-footer a{color:#fff}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:30px}
.foot-name{display:block;font-family:var(--head);font-weight:800;font-size:1.1rem;color:#fff;margin-bottom:10px}
.site-footer h3{color:#fff;font-size:.86rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px}
.foot-list{list-style:none}
.foot-list li{padding:4px 0}
.foot-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;border-top:1px solid rgba(255,255,255,.2);margin-top:34px;padding-top:18px;font-family:var(--head);font-size:.84rem;color:#d9e2e9}
.callbar{display:none}

/* ---------- tools ---------- */
.tool{display:grid;grid-template-columns:1.1fr .9fr;gap:30px;align-items:start}
.tool__form{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px}
.tool__form label{display:block;font-family:var(--head);font-weight:700;font-size:.92rem;color:var(--river-ink);margin:14px 0 6px}
.tool__form select,.tool__form input{width:100%;max-width:100%;font-family:var(--head);font-size:1rem;padding:11px 12px;border:1px solid var(--line-2);border-radius:8px;background:#fff;color:var(--ink)}
.tool__result{background:var(--river-dk);color:#f3f6f8;border-radius:14px;padding:26px;position:sticky;top:96px}
.tool__result h2,.tool__result h3{color:#fff}
.tool__result p{color:#eef3f6}
.tool__big{font-family:var(--head);font-weight:800;font-size:2rem;color:#fff;margin:6px 0 10px}
.tool__note{font-size:1rem;color:var(--ink-2)}
.tool__result .tool__note{color:#dfe8ee}

/* ---------- blog ---------- */
.post-wrap{max-width:760px}
.post-meta{font-family:var(--head);font-size:.86rem;color:var(--ink-2)}
.article{max-width:680px}
.art-fig{margin:0 0 22px;border-radius:12px;overflow:hidden}
.art-lede{font-size:1.3rem}
.takeaways{background:var(--ivory);border:1px solid var(--line);border-left:5px solid var(--brick);border-radius:10px;padding:18px 22px;margin:22px 0}
.takeaways h2{font-size:1.15rem}
.takeaways ul{list-style:none}
.takeaways li{display:flex;gap:10px;align-items:flex-start;padding:5px 0}
.takeaways li svg{color:var(--river);margin-top:6px}
.toc{border:1px solid var(--line);border-radius:10px;padding:14px 20px;margin:0 0 24px}
.toc__h{font-family:var(--head);font-weight:800;font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:var(--brick);margin-bottom:6px}
.toc ol{margin-left:1.2em}
.art-sec{margin:30px 0}
.art-sec h3{margin-top:18px}
.art-list{list-style:none;margin:0 0 1em}
.art-list li{position:relative;padding:4px 0 4px 22px}
.art-list li::before{content:"";position:absolute;left:4px;top:.75em;width:8px;height:8px;border-radius:50%;background:var(--brick)}
.art-call{display:flex;flex-wrap:wrap;gap:18px;align-items:center;justify-content:space-between;background:var(--river-dk);color:#fff;border-radius:12px;padding:20px 22px;margin:26px 0}
.art-call p{color:#eef3f6;margin:0}
.art-call__h{font-family:var(--head);font-weight:800;color:#fff!important;margin-bottom:4px!important}
.related-pages{margin-top:34px}
.rel-grid--2{grid-template-columns:repeat(2,minmax(0,1fr))}
.post-list{list-style:none;display:grid;gap:16px}
.post-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px}

/* ---------- responsive ---------- */
@media (max-width:1180px){
  .nav>a,.drop>a{padding:9px 8px;font-size:.88rem}
  .brand__name{max-width:180px;font-size:.95rem}
}
@media (max-width:1080px){
  .nav{display:none}
  .nav-toggle{display:inline-flex}
  .mast-cta{margin-left:auto}
  body.is-menu{overflow:hidden}
  body.is-menu .site-header{z-index:120}
  body.is-menu .nav{display:flex;flex-direction:column;align-items:stretch;gap:2px;position:fixed;inset:0;background:var(--river-ink);padding:74px 22px 40px;overflow-y:auto;z-index:130}
  body.is-menu .nav>a,body.is-menu .drop>a{color:#fff;font-size:1.08rem;padding:13px 10px;border-bottom:1px solid rgba(255,255,255,.14);border-radius:0}
  body.is-menu .nav>a:hover,body.is-menu .drop>a:hover,body.is-menu .drop.is-open>a{background:rgba(255,255,255,.08);color:#fff}
  body.is-menu .drop:hover>.drop__menu{display:none}
  body.is-menu .drop.is-open>.drop__menu{display:block;position:static;box-shadow:none;border:0;background:rgba(255,255,255,.06);max-height:none;padding:6px 0 6px 10px;min-width:0}
  body.is-menu .drop__menu a{color:#e9eef2;font-size:1rem}
  body.is-menu .drop__menu a:hover{background:rgba(255,255,255,.1);color:#fff}
  body.is-menu .menu-close{display:inline-flex;position:fixed;top:14px;right:16px;width:46px;height:46px;border-radius:50%;border:2px solid #fff;background:transparent;color:#fff;align-items:center;justify-content:center;cursor:pointer;z-index:140}
  body.is-menu .menu-close svg{width:24px;height:24px;fill:none;stroke:#fff;stroke-width:2.6;stroke-linecap:round}
  .hero__grid,.s-hero__grid{grid-template-columns:1fr;gap:30px}
  .hero__media,.s-hero__media{justify-self:start;max-width:520px}
  .dials{grid-template-columns:repeat(3,minmax(0,1fr))}
  .dials--4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .svc-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .riverband,.split,.claim,.cov,.faq,.risk,.closer__grid,.cov-compact,.tool{grid-template-columns:1fr}
  .split__media{max-width:520px}
  .reach,.faq-card,.tool__result{position:static}
  .attrs--wide{grid-template-columns:repeat(2,minmax(0,1fr))}
  .foot-grid{grid-template-columns:1fr 1fr}
  .town-cards{grid-template-columns:repeat(2,minmax(0,1fr))}
  .sec-head--split{grid-template-columns:1fr;gap:10px}
  .ledger__row{grid-template-columns:1fr 1fr}
  .ledger__tags{grid-column:1/-1}
}
@media (max-width:760px){
  :root{--gutter:18px}
  body{font-size:19px}
  .section{padding:54px 0}
  .hero{padding:26px 0 44px}
  .s-hero{padding:24px 0 40px}
  .lead{font-size:1.2rem}
  .dials,.dials--4{grid-template-columns:1fr}
  .dials li{display:grid;grid-template-columns:52px minmax(0,1fr);column-gap:14px;text-align:left;align-items:start;padding:18px 16px}
  .dials li .numeral{grid-row:span 2;width:52px;height:52px}
  .dials li h3{margin:4px 0 4px;grid-column:2}
  .dials li p{grid-column:2}
  .dials--4 li>div{grid-column:2;grid-row:span 2}
  .svc-grid{grid-template-columns:1fr;gap:14px}
  .svc-card,.svc-card--wide{grid-column:auto;flex-direction:row}
  .svc-card__img,.svc-card--wide .svc-card__img{flex:0 0 108px;margin:12px 0 12px 12px;aspect-ratio:auto;min-height:118px;border-radius:60px 60px 8px 8px}
  .svc-card__body,.svc-card--wide .svc-card__body{padding:12px 14px 14px}
  .svc-card__body h3,.svc-card--wide h3{font-size:1rem}
  .svc-card__body p{font-size:1.02rem;margin-bottom:8px}
  .cats,.cards-3,.town-cards,.rel-grid,.rel-grid--2,.attrs,.attrs--wide,.sitemap-cols{grid-template-columns:1fr}
  .ataglance{grid-template-columns:1fr 1fr}
  .ataglance__item{border-left:0;border-top:1px solid var(--line)}
  .ataglance__item:nth-child(-n+2){border-top:0}
  .ataglance__item:nth-child(even){border-left:1px solid var(--line)}
  .ledger__row{grid-template-columns:1fr;gap:10px}
  .mosaic{grid-template-columns:1fr 1fr;grid-auto-rows:130px}
  .mosaic .g1{grid-column:span 2;grid-row:span 2}
  .mosaic .g4{grid-row:span 1}
  .mosaic .g6{grid-column:span 2}
  .foot-grid{grid-template-columns:1fr}
  .callbar{display:block;position:fixed;left:0;right:0;bottom:0;z-index:90;background:var(--brick);text-align:center;box-shadow:0 -4px 14px rgba(0,0,0,.2)}
  .callbar a{display:flex;align-items:center;justify-content:center;gap:9px;color:#fff;text-decoration:none;font-family:var(--head);font-weight:800;font-size:1.05rem;padding:14px 10px}
  .callbar svg{width:20px;height:20px}
  .btn--lg{padding:14px 18px}
  .btn__num{font-size:1.2rem}
  .closer__plate{border-radius:90px 90px 14px 14px;padding:58px 16px 20px}
  .closer__brand{font-size:.95rem!important}
  .timecard{padding:18px 18px 16px 42px}
  .timecard::before{left:12px}
}
@media (max-width:600px){
  .masthead{min-height:66px;gap:10px}
  .brand__tag{display:none}
  .brand__name{font-size:.86rem;max-width:150px}
  .brand svg.brand__mark,.brand__mark{width:38px;height:38px;flex-basis:38px}
  .mast-phone{font-size:.86rem;padding:9px 12px}
}
@media (max-width:440px){
  .brand__text{display:none}
  .mast-phone{font-size:.9rem}
}
.wr-tips{list-style:none;margin:0 0 14px}
.wr-tips li{position:relative;padding:5px 0 5px 20px;font-size:1.06rem;color:#eef3f6}
.wr-tips li::before{content:"";position:absolute;left:2px;top:.8em;width:8px;height:8px;border-radius:50%;background:#f3c9b9}